Pros & Cons
Pros
- +Welcome Bonus: 15,000 points
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
With the RBC® WestJet Mastercard‡, get up to 15,000 WestJet points1 when you spend $1,000 or more in the first three months.
This offer includes:
- 5,000 WestJet points on your first purchase1
- An additional 10,000 WestJet points when you spend at least $1,000 in the first three months1
You also get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card. You can also redeem it for a 25% discount on a flight or for 5,000 WestJet points4.
With this card, you earn 1.5 points per dollar on WestJet flight tickets or WestJet or Sunwing Vacations packages2, as well as 1.5 points per dollar on restaurant meals, meal deliveries, digital subscriptions, streaming services, and digital games3.
You also earn 1 point per dollar on everyday purchases2.
Apply by November 4, 2026.
Offer ends: 2026-11-04
Rewards
All Spending
1x
WestJet Rewards pts per dollar
Restaurants
1.5x
Streaming
1.5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
32,400
WestJet Rewards/yr
Estimated Value
$324
After Fees
+$285
1st Year Value
$435
incl. welcome bonus
Annual rewards breakdown
- Earn 15,000 WestJet Rewards after $1,000 in purchases in 3 months
Travel Insurance
Delayed Baggage
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate20.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
- Get up to 15,000 WestJet points1 when you spend $1,000 or more in the first three months.
- Get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card, or redeem it for:
- a 25% discount on a flight
- 5,000 WestJet points
- Earn 1.5 points per dollar spent on WestJet flights or WestJet Vacations or Sunwing vacation packages
- Earn 1.5 points per dollar spent on restaurant meals, meal delivery, digital subscriptions, streaming services, and digital games
- Earn 1 point per dollar on everyday purchases
- Use your WestJet points to pay for all or part of a WestJet flight, a WestJet Vacations package, or a Sunwing Vacations package
- WestJet points can now be redeemed to cover taxes, fees and surcharges
- No blackout periods and your WestJet points never expire — travel to North America, Central America, the Caribbean, or Europe
- Travel accident insurance, hotel or motel burglary insurance, rental car collision and damage insurance, delayed baggage insurance, and mobile device insurance
- Save 3¢ per litre on gas and get 20% more Petro-Points when you pay with a linked RBC card
- Enjoy a free DashPass subscription for up to 6 months from DoorDash and unlimited free deliveries on eligible orders
Legal
*See the RBC website for the offer terms and conditions.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. EducFinance may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.