RBC Avion Visa Platinum

Pros & Cons

Pros

+Welcome Bonus: 70,000 points
+Purchase protection included

Cons

–Foreign Transaction Fee (2.5%)
–No airport lounge access despite fee

Our Review

With this exceptional and limited-time welcome offer, you can earn up to 70,000 Avion points as a welcome bonus with the RBC Avion Visa Platinum Card!

Receive 35,000 points upon approval
20,000 additional points when you spend $5,000 within the first six months of account opening
15,000 points on your account anniversary

You can use your Avion points for travel or convert them to other loyalty programs such as:

American Airlines AAdvantage
British Airways Club (et Qatar Airways Privilege Club)
Cathay Pacific Asia Miles
WestJet Rewards

The current welcome offer lets you get the equivalent of 70,000 Avios or 70,000 WestJet points.

With the RBC Avion Visa Platinum Card, you earn 1 point for every dollar spent.

Offer ends: 2026-07-15

Rewards

All Spending

1x

RBC Avion Rewards - Elite pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation· RBC Avion Rewards¢/ point

0.75¢4.5¢

Groceries1x

$700/month

Gas & EV1x

$200/month

Transit1x

$100/month

Restaurants1x

$300/month

Pharmacy1x

$50/month

Travel1x

$150/month

Bills & recurring payments1x

$250/month

Telecom1x

$150/month

Entertainment & streaming1x

$100/month

Office supplies1x

$0/month

All other spending1x

$500/month

Points Earned

30,000

RBC Avion Rewards - Elite/yr

Estimated Value

$450

After Fees

+$330

1st Year Value

$1,380

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1x8,400 pts

Gas & EV$2,400/yr × 1x2,400 pts

Transit$1,200/yr × 1x1,200 pts

Restaurants$3,600/yr × 1x3,600 pts

Pharmacy$600/yr × 1x600 pts

Travel$1,800/yr × 1x1,800 pts

Bills & recurring payments$3,000/yr × 1x3,000 pts

Telecom$1,800/yr × 1x1,800 pts

Entertainment & streaming$1,200/yr × 1x1,200 pts

All other spending$6,000/yr × 1x6,000 pts

Total annual spend$30,000

Monthly spend$2,500

Average earn rate on spend per year1x

Average earn rate on spend 1st year with welcome bonus3.33x

Total points earned on spend30,000 pts

Welcome bonus points+70,000 pts

Earn 70,000 RBC Avion Rewards - Elite after $5,000 in purchases in 6 months

Total points earned100,000 pts

Value of accumulated points≈ $1,500

Travel Insurance

✓

Trip Cancellation

Up to $1,000

✓

Trip Interruption

Up to $2,500

✓

Delayed Baggage

Up to $500

✓

Lost Baggage

Up to $500

✓

Flight Delay

Up to $500

✓

Hotel Burglary

Up to $2,500

✓

Travel Accident

Up to $500,000

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

✓

Auto Rental

Up to $65,000 / 48 days

Interest Rates

Purchase Rate
20.99%
Cash Advance
22.99%
Foreign Transaction Fee
2.5%

Eligibility

Personal Income

$15,000

Household Income

$15,000

Terms & Conditions

Card Features

Earn up to 70,000 Avion points – a travel value of up to $1,500**

Apply by July 15, 2026

Points and Rewards

Earn one Travel point on all eligible purchases
Use your Avion points to book any flight, anytime, on over 500 airlines. No blackouts or seat restrictions, even during peak season^†!

Legal

**Visit the RBC page for the latest offer terms and coniditons

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