RBC U.S. Dollar Visa Gold Card

Pros & Cons

Pros

+Purchase protection included

Cons

–Foreign Transaction Fee (2.5%)

Rewards

All Spending

RBC Avion Rewards - Premium pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation· RBC Avion Rewards¢/ point

0.75¢4.5¢

Groceries1x

$700/month

Gas & EV1x

$200/month

Transit1x

$100/month

Restaurants1x

$300/month

Pharmacy1x

$50/month

Travel1x

$150/month

Bills & recurring payments1x

$250/month

Telecom1x

$150/month

Entertainment & streaming1x

$100/month

Office supplies1x

$0/month

All other spending1x

$500/month

Points Earned

30,000

RBC Avion Rewards - Premium/yr

Estimated Value

$450

After Fees

+$385

1st Year Value

$385

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1x8,400 pts

Gas & EV$2,400/yr × 1x2,400 pts

Transit$1,200/yr × 1x1,200 pts

Restaurants$3,600/yr × 1x3,600 pts

Pharmacy$600/yr × 1x600 pts

Travel$1,800/yr × 1x1,800 pts

Bills & recurring payments$3,000/yr × 1x3,000 pts

Telecom$1,800/yr × 1x1,800 pts

Entertainment & streaming$1,200/yr × 1x1,200 pts

All other spending$6,000/yr × 1x6,000 pts

Total annual spend$30,000

Monthly spend$2,500

Average earn rate on spend per year1x

Total points earned30,000 pts

Value of accumulated points≈ $450

Travel Insurance

✓

Trip Cancellation

Up to $2,500

✓

Trip Interruption

Up to $2,500

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

✓

Auto Rental

Up to $65,000 / 48 days

Interest Rates

Purchase Rate
20.99%
Cash Advance
22.99%
Foreign Transaction Fee
2.5%

Terms & Conditions

Card Features

Earn 1 RBC Rewards point for every dollar you spend
Trade in US dollars – avoid daily currency fluctuations

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. EducFinance may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.