Pros & Cons
Pros
- +Welcome Bonus: 45,000 points
- +Up to 3x on Telecom
- +Airport lounge access
Cons
- –High annual fee ($175/yr)
- –Foreign Transaction Fee (2.5%)
Our Review
The WestJet RBC® World Elite Mastercard for Business‡ is an excellent card for entrepreneurs and small business owners who want to earn WestJet points on their business spending and reduce the cost of their travel.
With a welcome bonus of up to 45,000 WestJet points, this card offers strong value from the first year. WestJet points can be used to reduce the cost of WestJet flights or WestJet Vacations packages, which can represent several hundred dollars in savings.
The card also offers a favourable earn rate in certain business spending categories, including 3 WestJet points per dollar on telecommunications services, electronic devices, and shipping services, as well as 1.5 WestJet points per dollar on all other purchases.
Cardholders also enjoy several benefits when travelling with WestJet, including WestJet Silver status in the first year, priority boarding, and the first checked bag free for the cardholder and up to eight people travelling on the same reservation.
With its high welcome bonus and travel benefits, the RBC WestJet World Elite Business Mastercard is an attractive option for entrepreneurs who want to earn WestJet points and reduce their travel expenses.
Offer ends: 2026-06-30
Rewards
All Spending
1.5x
WestJet Rewards pts per dollar
Telecom
3x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
47,700
WestJet Rewards/yr
Estimated Value
$477
After Fees
+$302
1st Year Value
$752
incl. welcome bonus
Annual rewards breakdown
- Earn 45,000 WestJet Rewards
Travel Insurance
Travel Medical
Included
Trip Cancellation
Included
Trip Interruption
Included
Lost Baggage
Included
Flight Delay
Included
Hotel Burglary
Included
Purchase Protection
Purchase Protection
Included
Extended Warranty
Included
Mobile Device
Included
Auto Rental
Included
Interest Rates
- Purchase Rate19.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport Lounge
0 visits/year
Priority Boarding
Included
Eligibility
Personal Income
$80,000
Household Income
$150,000
Terms & Conditions
Card Features
Get 45,000 welcome WestJet points upon first purchase – $450 in WestJet travel savings*
Fastest Way to Earn WestJet Points
- Earn up to 6 WestJet points for every $1 spent on WestJet flights1
- Earn 3 WestJet points for every $1 spent on a WestJet Vacations1 or Sunwing Vacations package1
- Earn 3 WestJet points for every $1 spent on telecommunications, shipping and electronics purchases2
- Earn 1.5 WestJet points for every $1 spent on all other purchases1
- Instant Silver Status3
- Only Canadian credit card that instantly provides top-tier status in the first year3
- Benefits: Lounge passes, priority check-in & boarding, 2 free checked bags for you and up to 8 additional guest travelling on the same reservation3
Combine WestJet Points
- Points earned on your business credit card will be automatically added to your personal WestJet Rewards account– no transfers required4
- All WestJet points earned by secondary business cardholders are automatically added to your WestJet Rewards account4
Redeem WestJet Points
- Redeem your WestJet points towards travel with WestJet, WestJet Vacations, Sunwing Vacation packages and partner airlines5
- Redeem points to save on seat selection, checked baggage fees, and cabin upgrades5
- Redeem your points for gift cards and merchandise from your favourite brands at the new WestJet Rewards eStore5
Enjoy airport lounges worldwide
- Your WestJet RBC World Elite Mastercard for Business entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.10
- This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com10
Legal
® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
‡ All other trademarks are the property of their respective owner(s).
* To benefit from this offer and receive 45,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”), your application must be approved by Royal Bank of Canada (“Royal Bank”).
WestJet bonus enrolment points will appear in your WestJet Rewards account, accessible at westjet.com/account, within six (6) weeks of your first purchase, provided your WestJet RBC World Elite Mastercard for Business credit card account (“credit card account”) is open and in good standing at that time. “In good standing” means the account is not more than two (2) consecutive statement periods past due, closed, or written off, and credit has not been revoked. Only the primary cardholder of the business credit card account is eligible for WestJet bonus enrolment points; joint cardholders are not eligible. To receive WestJet bonus enrolment points, the primary cardholder of the business card must make at least one (1) purchase during the eligibility year (defined below). Any purchase made by a secondary cardholder of the business card does not count as a “first purchase.”
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
“Qualifying Year” means January 1 to December 31 of each calendar year. For new Eligible WestJet RBC Business Accounts, it means the period between the first WestJet RBC Business Account’s monthly statement date, and December 31.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. EducFinance may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.