Compare Canada's Best Financial Products | Educfinance

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Editor's picks

The 5 best credit cards

See the top 10 →

Best for: First-Year Annual Fee Rebate

1

BMO eclipse Visa Infinite Card

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BMO eclipse Visa Infinite Card

BMO BMO Rewards First-Year Annual Fee Rebate

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Annual Fee: $120 $0
Rewards Rate: 1x
Welcome Bonus: 80,000 points
1st Year Value: $1,155

Restaurants: 5x
Gas & EV: 5x
Groceries: 5x
Transit: 5x

Best for: Travel rewards

2

Marriott Bonvoy American Express Card

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Marriott Bonvoy® American Express® Card

American Express Marriott Bonvoy

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Annual Fee: $120
Rewards Rate: 2x
Welcome Bonus: 110,000 points
1st Year Value: $1,140

Best for: First-Year Annual Fee Rebate

3

TD First Class Travel Visa Infinite Card

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TD First Class Travel® Visa Infinite Card

TD TD Rewards First-Year Annual Fee Rebate

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Annual Fee: $139 $0
Rewards Rate: 2x
Welcome Bonus: 146,000 points
1st Year Value: $1,336

Groceries: 6x
Restaurants: 6x
Transit: 6x
Bills & recurring payments: 4x
Streaming: 4x

Best for: Travel rewards

4

RBC Avion Visa Infinite Card

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RBC Avion Visa Infinite Card

RBC RBC Avion Rewards - Elite

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Annual Fee: $120
Rewards Rate: 1x
Welcome Bonus: 70,000 points
1st Year Value: $1,387

Travel: 1.25x

Best for: Overall value

5

Scotiabank Gold American Express Card

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Scotiabank Gold American Express® Card

Scotiabank Scene+

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Annual Fee: $120
Rewards Rate: 1x
Welcome Bonus: 50,000 points
1st Year Value: $1,280

Groceries: 5x
Entertainment: 5x
Restaurants: 5x
Streaming: 3x
Transit: 3x
Gas & EV: 3x

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