TD First Class Travel® Visa Infinite* Card
on TD's website
Pros & Cons
Pros
- +First Year Annual Fee Rebate ($139 annual fee rebated)
- +Welcome Bonus: 146,000 points
- +Up to 6x on Groceries
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
With the TD First Class Travel® Visa Infinite* Card, you can earn up to 146,000 TD Rewards Points† as well as an Annual Fee rebate for the first year†:
- 20,000 TD Rewards Points for the first purchase made with your card†
- 126,000 TD Rewards Points when you spend $7,500 within 180 days of account opening†
- An anniversary bonus of up to 10,000 TD Rewards Points†
Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)†.
With the TD First Class Travel® Visa Infinite* Card, you earn:
- 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
- 6 TD Rewards Points† per dollar on your grocery, dining and public transit purchases
- 4 TD Rewards Points† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
- 2 TD Rewards Points† per dollar on all other purchases made with your card
This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year†.
Rewards
All Spending
2x
TD Rewards pts per dollar
Groceries
6x
Restaurants
6x
Transit
6x
Recurring
4x
Streaming
4x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
121,200
TD Rewards/yr
Estimated Value
$606
After Fees
+$606
1st Year Value
$1,336
incl. welcome bonus
Annual rewards breakdown
- Earn 146,000 TD Rewards after $7,500 in purchases in 6 months
- $100 annual credit (year 2)
Travel Insurance
Travel Medical
Up to $2,000,000 / 21 days
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $5,000
Delayed Baggage
Up to $1,000
Lost Baggage
Up to $1,000
Flight Delay
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,000
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate21.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport Lounge
4 visits/year
Concierge Service
24/7
Annual Statement Credit
$100/year
Eligibility
Personal Income
$60,000
Household Income
$100,000
Terms & Conditions
Card Features
Earn up to $1,300 in value†, including up to 146,000 TD Rewards Points, receive an Annual Fee rebate for the first year† and additional travel benefits. Conditions Apply.
- Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†
- Earn 126,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening†
- Get an Annual Fee Rebate for the first year†
- Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
- Earn a Birthday Bonus of up to 10,000 TD Rewards points†.
- Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)†.
To receive the first-year Annual Fee Rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee Rebate, you must add your Additional Cardholder(s) while the offer is in effect.
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Legal
†Terms and conditions apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. EducFinance may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD. All trademarks are property of their respective owners.