Vancity enviro Visa Infinite
on Vancity's website
Pros & Cons
Pros
- +First Year Annual Fee Rebate ($120 annual fee rebated)
Cons
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
- –No purchase protection
Our Review
The Vancity enviro Visa Infinite Card offers 1 Vancity Rewards point per $1 (2× on travel booked through Vancity Rewards), with points worth 1 cent each, plus complimentary access to Visa Airport Companion lounges.
Annual fee of $120 waived in the first year. A committed card from Vancity, one of Canada’s largest credit unions.
Rewards
All Spending
1x
Vancity Rewards pts per dollar
Travel
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
31,800
Vancity Rewards/yr
Estimated Value
$318
After Fees
+$318
1st Year Value
$318
incl. welcome bonus
Annual rewards breakdown
Interest Rates
- Purchase Rate19.5%
- Purchase rate (Quebec)19.5%
- Cash Advance22.99%
- Cash advance rate (Quebec)22.99%
- Foreign Transaction Fee2.5%
Eligibility
Personal Income
$60,000
Household Income
$100,000
Terms & Conditions
Card Features
- 1 Vancity Rewards point per $1 (2× on travel through Vancity Rewards)
- Points worth 1 cent each
- Access to Visa Airport Companion lounges
- Purchase interest rate of 19.50%
- Annual fee of $120 (waived in the first year)
- Vancity membership required; primarily in British Columbia
Legal
*Conditions apply. Information sheet.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. EducFinance may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Vancity. All trademarks are property of their respective owners.