TD Business Select Rate™ Visa* Card

Pros & Cons

Pros

+Purchase protection included
+No annual fee

Cons

–Foreign Transaction Fee (2.5%)

Our Review

The TD Business Select Rate Visa Card is a low-interest business credit card that lets you choose the fixed-rate option that suits you. With no annual fee, you get an 11.99% interest rate on purchases and cash advances; if you often carry a balance, you can opt for a $49 annual fee and a reduced rate of 8.99%.

The card offers a 21-day interest-free grace period on new purchases, purchase security and extended warranty coverage on most eligible purchases, collision/damage insurance for rental vehicles for up to 48 days, as well as the TD Card Management Tool to track business expenses.

The annual interest rate is 11.99% on purchases and cash advances. A 2.5% conversion fee applies to foreign currency transactions.

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Included

Fees and interest rates

Annual Fee
$0
Additional card fee
$0
Foreign currency conversion fee
2.5%
Purchase Rate
11.99%
Cash advance rate
11.99%

Terms & Conditions

Card Features

Enjoy the privilege of choosing the fixed interest rate option that suits you. Pay no annual fee and get a business interest rate of 11.99% on purchases and cash advances. Do you often carry a balance at the end of the month? You can choose to pay a $49 annual fee and get an interest rate on purchases and cash advances of only 8.99%.

Make your choice and get the same affordable fixed interest rate on all purchases and cash advances.
Enjoy a 21-day interest-free grace period on new purchases if your balance is paid in full by the payment due date.
Shop with confidence knowing that most of your new eligible purchases are covered by Purchase Security Insurance and Extended Warranty Protection.
Auto Rental Collision/Loss Damage Insurance coverage for up to 48 consecutive days
Get access to the TD Card Management Tool: An easy way to access online reporting, review your business expenses, manage your existing credit limits and apply spend controls.