Desjardins Odyssey Visa Infinite Privilege Card
on Desjardins's website
Pros & Cons
Pros
- +Up to 4x on Restaurants
- +Airport lounge access
- +Purchase protection included
Cons
- –High annual fee ($395/yr)
- –Foreign Transaction Fee (2.5%)
Our Review
The Desjardins Odyssey Visa Infinite Privilege Card is a credit card offering BONUSDOLLARS.
With this card, you can earn:
- 4% in BONUSDOLLARS for your purchases in the Restaurant, Entertainment, Public Transit categories
- 3% in BONUSDOLLARS for your purchases in the Travel category (up to $25,000 in purchases per year – beyond that, the accumulation rate decreases to 1.5%)
- 3% in BONUSDOLLARS for your purchases in the Grocery category
- 1.5% in BONUSDOLLARS for your other purchases
In addition, this card offers several insurance coverages for your purchases:
- 180-day purchase insurance
- Two-year extended warranty
- Mobile Device Insurance
As well as comprehensive travel insurance.
Rewards
All Spending
1.5x
Bonidollars Desjardins pts per dollar
Restaurants
4x
Entertainment
4x
Groceries
3x
Travel
3x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
72,300
Bonidollars Desjardins/yr
Estimated Value
$723
After Fees
+$328
1st Year Value
$328
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Up to $5,000,000 / 60 days
Trip Cancellation
Up to $2,500
Trip Interruption
Included
Delayed Baggage
Up to $1,000
Lost Baggage
Up to $2,500
Travel Accident
Up to $1,000,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+2 year(s)
Mobile Device
Up to $1,500
Auto Rental
Up to $85,000 / 48 days
Interest Rates
- Purchase Rate11.9%
- Cash Advance12.9%
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport Lounge
0 visits/year
Concierge Service
24/7
Eligibility
Personal Income
$150,000
Household Income
$200,000
Terms & Conditions
Card Features
- 4% in BONUSDOLLARS for your purchases in the Restaurant, Entertainment, Public Transit categories
- 3% in BONUSDOLLARS for your purchases in the Travel category (up to $25,000 in purchases per year – beyond that, the accumulation rate decreases to 1.5%)
- 3% in BONUSDOLLARS for your purchases in the Grocery category
- 1.5% in BONUSDOLLARS for your other purchases
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. EducFinance may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Desjardins. All trademarks are property of their respective owners.