Pros & Cons
Pros
- +Welcome Bonus: 12,500 points
- +Purchase protection included
- +No annual fee
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
The CIBC Aventura® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.
Get up to 12,500 Aventura points (a value of up to $125 toward travel†):
- 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
- 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements†
With this no annual fee CIBC Aventura Credit Card, you get:
- 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
- 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
- 1 point for every $2 spent on all other purchases
And this no-annual-fee CIBC Credit Card offers some insurance coverage:
- $100,000 Common Carrier Accident Insurance
- Purchase Security and Extended Protection Insurance
Rewards
All Spending
0.5x
CIBC Aventura pts per dollar
Groceries
1x
Gas
1x
Pharmacy
1x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
20,700
CIBC Aventura/yr
Estimated Value
$248
After Fees
+$248
1st Year Value
$398
incl. welcome bonus
Annual rewards breakdown
- Earn 12,500 CIBC Aventura after $1 in purchases in 4 months
Travel Insurance
Travel Accident
Up to $100,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Interest Rates
- Purchase Rate21.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Eligibility
Personal Income
$15,000
Household Income
$15,000
Terms & Conditions
Card Features
Welcome offer: Apply for a card and get a value of up to $125†, with no annual fee†.
- Get up to 12,500 Aventura points (a value of up to $125 toward travel†):
- 2,500 Aventura points if you complete all five activities within 60 days of your CIBC Aventura® Visa* Card account approval,†.
- 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements†
- Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
- Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
- 1 point for every dollar spent on travel through the CIBC Rewards Centre†
- 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
- 1 point for every $2 spent on all your other purchases†
Save over $600 with CIBC and Skip
Get a free 12-month trial of Skip+ and other exclusive benefits when you link your AventuraMD CIBC Visa* card to Skip†.
Save on gas with CIBC and Journie Rewards
Link your CIBC Aventura Visa Card to Journie Rewards and use it to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations†.
Legal
This is a digital-exclusive offer.† To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. † This offer is reserved for you. Please do not forward it to anyone else.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Terms and conditions apply. Click on Apply Now to learn more.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. EducFinance may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.