Brim Mastercard

Pros & Cons

Pros

+Purchase protection included
+No annual fee

Cons

—

Our Review

Rewards

All Spending

0.5x

Cash Back pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries0.50%

$700/month

Gas & EV0.50%

$200/month

Transit0.50%

$100/month

Restaurants0.50%

$300/month

Pharmacy0.50%

$50/month

Travel0.50%

$150/month

Bills & recurring payments0.50%

$250/month

Telecom0.50%

$150/month

Entertainment & streaming0.50%

$100/month

Office supplies0.50%

$0/month

All other spending0.50%

$500/month

Cashback earned

$150

$/yr

Estimated Value

$150

After Fees

+$150

1st Year Value

$150

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 0.50%$42

Gas & EV$2,400/yr × 0.50%$12

Transit$1,200/yr × 0.50%$6

Restaurants$3,600/yr × 0.50%$18

Pharmacy$600/yr × 0.50%$3

Travel$1,800/yr × 0.50%$9

Bills & recurring payments$3,000/yr × 0.50%$15

Telecom$1,800/yr × 0.50%$9

Entertainment & streaming$1,200/yr × 0.50%$6

All other spending$6,000/yr × 0.50%$30

Total annual spend$30,000

Monthly spend$2,500

Average earn rate on spend per year0.50%

Total cashback earned$150

Travel Insurance

✓

Delayed Baggage

Included

✓

Lost Baggage

Included

✓

Flight Delay

Included

✓

Hotel Burglary

Included

✓

Travel Accident

Included

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

✓

Auto Rental

Included

Interest Rates

Purchase Rate
19.99%
Cash Advance
21.5%
Foreign Transaction Fee
1.5%

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. EducFinance may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Brim. All trademarks are property of their respective owners.