Best RBC Credit Cards in Canada - October 2026

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RBC Avion Visa Infinite Card

RBC RBC Avion Rewards - Elite

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,190Total$1,190Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,190
Welcome offerAfter $5,000 in 6 months: Up to 70,000 points; Ends Nov 25, 2026

Features
Issuer: RBC
Network
Loyalty Program: RBC Avion Rewards - Elite

Fees and terms
Annual Fee: $120/yr
Min. annual income: $60,000+

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Rewards: Rate
Travel: 1.25x

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RBC Avion Visa Infinite Privilege Card

RBC RBC Avion Rewards - Elite

Annual fee: $399
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,700
Welcome offerAfter $5,000 in 6 months: Up to 100,000 points; Ends Nov 25, 2026

Features
Issuer: RBC
Network
Loyalty Program: RBC Avion Rewards - Elite

Fees and terms
Annual Fee: $399/yr
Min. annual income: $200,000+

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RBC ION+ Visa Card

RBC RBC Avion Rewards - Premium

Annual fee: $48
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$476Total$476Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $476
Welcome offerAfter $1,500 in 6 months: Up to 28,000 points; Ends Nov 4, 2026

Features
Issuer: RBC
Network
Loyalty Program: RBC Avion Rewards - Premium

Fees and terms
Annual Fee: $48/yr
Min. annual income: —

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Rewards: Rate
Groceries: 3x
Gas & EV: 3x
Transit: 3x
Streaming: 3x
Restaurants: 3x

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RBC ION Visa Card

RBC RBC Avion Rewards - Premium

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$238Total$238Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $238
Welcome offerAfter $500 in 3 months: Up to 14,000 points; Ends Nov 4, 2026

Features
Issuer: RBC
Network
Loyalty Program: RBC Avion Rewards - Premium

Fees and terms
Annual Fee: $0
Min. annual income: —

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Rewards: Rate
Gas & EV: 1.5x
Streaming: 1.5x
Groceries: 1.5x
Transit: 1.5x

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RBC® Cash Back Preferred World Elite Mastercard‡

RBC Cash Back

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$300Total$300Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $300
Welcome offer: Up to $300 cash back; Ends Feb 2, 2027

Features
Issuer: RBC
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $120/yr
Min. annual income: $80,000+

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Rewards: Rate
Gas & EV: 3x
Transit: 3x
Groceries: 3x
Restaurants: 3x
Streaming: 3x

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RBC® Cash Back Mastercard‡

RBC Cash Back

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$100Total$100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $100
Welcome offer: Up to $100 cash back; Ends Feb 2, 2027

Features
Issuer: RBC
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $0
Min. annual income: —

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Rewards: Rate
Groceries: 2x
Gas & EV: 1x
Transit: 1x

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WestJet RBC® World Elite Mastercard‡

RBC WestJet Rewards

Annual fee: $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $5,000 in 3 months: Up to 70,000 points; Ends Nov 4, 2026

Features
Issuer: RBC
Network
Loyalty Program: WestJet Rewards

Fees and terms
Annual Fee: $139/yr
Min. annual income: $80,000+

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Rewards: Rate
Groceries: 2x
Gas & EV: 2x
Transit: 2x
With the partner brand: 2x

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WestJet RBC® Mastercard‡

RBC WestJet Rewards

Annual fee: $39
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $150
Welcome offerAfter $1,000 in 3 months: Up to 15,000 points; Ends Nov 4, 2026

Features
Issuer: RBC
Network
Loyalty Program: WestJet Rewards

Fees and terms
Annual Fee: $39/yr
Min. annual income: —

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Rewards: Rate
Restaurants: 1.5x
Streaming: 1.5x
With the partner brand: 1.5x

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RBC British Airways Visa Infinite

RBC British Airways Club

Annual fee: $165
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Total$1,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,000
Welcome offerAfter $6,000 in 3 months: 50,000 Avios

Features
Issuer: RBC
Network
Loyalty Program: British Airways Club

Fees and terms
Annual Fee: $165/yr
Min. annual income: $60,000+

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Rewards: Rate
Restaurants: 2x

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WestJet RBC® World Elite Mastercard for Business‡

Business RBC WestJet Rewards

Annual fee: $175
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Total$1,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,000
Welcome offerAfter $15,000 in 6 months: Up to 100,000 points; Ends Nov 30, 2026

Features
Issuer: RBC
Network
Loyalty Program: WestJet Rewards

Fees and terms
Annual Fee: $175/yr
Min. annual income: $80,000+

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Rewards: Rate
Telecom: 3x

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Best RBC Credit Cards in Canada - October 2026

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