Vous
Vous voulez
La carte
Maintenant que vous avez sélectionné des cartes de crédit, vous pouvez entrer vos dépenses mensuelles pour comparer les cartes entre elles.
Calculer les récompenses
Vos dépenses mensuelles
Ouvrir filtres
Trier par
-
Aucuns frais de conversion
-
Excellentes Assurances
-
10 Accès gratuits aux Salons VIP
En savoir plus
- Obtenez jusqu’à 2 100 $* en économies et récompenses dans les 14 premiers mois, y compris jusqu’à 60 000 points Scène+ en prime.
- Obtenez 2X les points Scène+ pour chaque 1 $ CA d’achat admissible dans les épiceries, les restaurants, et de divertissements.
- Obtenez 2X les points Scène+ pour chaque 1 $ CA d’achats admissibles d’essence et de transport en commun. Comprend les déplacements en autobus, en métro, en taxi, en covoiturage, et plus encore.
- Obtenez 2X les point Scène+ pour chaque 1 $ dépensé sur tous vos autres achats.
- Vous ne payez pas les frais d’opérations en devises de 2,50 % lorsque vous ferez des achats en devises en ligne ou à l’étranger. Seul le taux de change s’applique.
- Profitez de 10 visites gratuites dans les salons d’aéroport par année
*Des conditions s’appliquent.
Frais annuels
- Carte principale 399 $
- Carte supplémentaire 99 $
Revenu annuel demandé
- Individuel 12 000 $
- Familial 12 000 $
Frais de conversion
- 0.00 %
Taux d'intérêt
- Achats 9.99 %
- Avances de fonds 9.99 %
- Transfert de solde 9.99 %
Taux d’accumulation
- Accumulation: tous les achats2Points
- Épiceries2Points
- Essence2Points
Récompenses annuelles estimées
- Année 1 1 081 $
- Année 2+ 481 $
Meilleure pour
Partenaires de transfert
- Scène+
Avantages
- Crédit annuel
- Salons VIP
- Concierge
- Wi-Fi
- Crédit pour des voyages
Assurance voyage
Nom de l'assurance
Inclus
Montant
Durée
Assurance Médicale de Voyage
Assurance médicale jusqu'à 54 ans
2 000 000 $
31 jour(s)
Assurance médicale jusqu'à 64 ans
2 000 000 $
31 jour(s)
Assurance médicale 65 ans et plus
2 000 000 $
10 jour(s)
Assurance annulation de voyage
2 500 $
Assurance interruption de voyage
2 500 $
Assurance accident de voyage
500 000 $
Assurance retard de vol
1 000 $
Assurance retard de bagage
1 000 $
Assurance perte ou vol de bagage
1 000 $
Assurance vol et dommages pour voitures de location
65 000 $
48 jour(s)
Assurance contre le cambriolage à l'hôtel ou au motel
1 000 $
{"main":{"value":"300","welcome_bonus":"Jusqu'\u00e0 60 000 Points","estimated_value":400,"mc_welcome_bonus_amount":"60000","minimum_spending":"10 000 $","minimum_spending_timeframe_months":"14 mois","best_for":[{"term_id":24,"name":"Assurances","slug":"assurances","term_group":0,"term_taxonomy_id":24,"taxonomy":"mc_best_for","description":"","parent":0,"count":10,"filter":"raw"},{"term_id":26,"name":"Salons VIP","slug":"salons","term_group":0,"term_taxonomy_id":26,"taxonomy":"mc_best_for","description":"","parent":0,"count":5,"filter":"raw"},{"term_id":47,"name":"Sans frais de conversion","slug":"sans-frais-conversion","term_group":0,"term_taxonomy_id":47,"taxonomy":"mc_best_for","description":"","parent":0,"count":4,"filter":"raw"},{"term_id":21,"name":"Voyages","slug":"voyages","term_group":0,"term_taxonomy_id":21,"taxonomy":"mc_best_for","description":"","parent":0,"count":38,"filter":"raw"}],"annual_fee":"399","first_year_fee":false,"loyalty_slug":"scene-plus","card_slug":"carte-american-express-platine-de-banque-scotia"},"advantages":{"has_lounge_access":true,"rewards_type":[{"term_id":220,"name":"Aucuns frais de conversion","slug":"aucuns-frais-conversion","term_group":0,"term_taxonomy_id":220,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":5,"filter":"raw"},{"term_id":167,"name":"Faible taux","slug":"faible-taux","term_group":0,"term_taxonomy_id":167,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":16,"filter":"raw"},{"term_id":13,"name":"R\u00e9compenses Voyage","slug":"voyages","term_group":0,"term_taxonomy_id":13,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":64,"filter":"raw"},{"term_id":37,"name":"Remises en argent","slug":"remises-en-argent","term_group":0,"term_taxonomy_id":37,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":75,"filter":"raw"}],"loyalty_program":{"term_id":46,"name":"Sc\u00e8ne+","slug":"scene-plus","term_group":0,"term_taxonomy_id":46,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":5,"filter":"raw"},"rewards_groceries":"2","rewards_gas_stations":"2","rewards_restaurants":"2","rewards_travel":"2","rewards_recurring_payments":"2","rewards_allspending":"2","annual_credit":"","vip_salon":"400","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"99 $","mc_foreign_fee":"0.00%","mc_purchase_rates":"9.99%","mc_cash_advance_rates":"9.99%","mc_balance_transfer_rates":"9.99%","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":true,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":true,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
-
Aucuns frais de conversion
-
Accès aux Salons VIP
-
Avantages Visa Infinite
En savoir plus
Meilleure carte de crédit sans frais de conversion en 2024
- Obtenez jusqu’à 1 300 $* en économies et récompenses dans les 12 premiers mois, y compris jusqu’à 40 000 points Scène+ en prime et annulation des frais annuels la première année*
- Obtenez 3 fois plus de points Scène+* pour chaque dollar dépensé chez Sobeys, Safeway, IGA, Foodland et dans les établissements participants.
Coopératives et plus encore - Obtenez 2 fois plus de points Scène+* pour chaque dollar dépensé dans d’autres épiceries, restaurants, divertissements admissibles et options de transport quotidien admissibles (y compris les services de covoiturage, les autobus, les métros, les taxis et plus encore)
- De plus, obtenez 1 point Scène+ pour chaque dollar dépensé sur tous les autres achats courants admissibles.
- Pas de frais de transaction à l’étranger
- 6 accès gratuits aux salons d’aéroport
- Couverture d’assurance voyage complète
- Services de conciergerie Visa Infinite*
- Collection d’hôtels Visa Infinite*
- Programme Visa Infinite* Restaurants et régions viticoles
Les taux, frais et autres informations entrent en vigueur le 4 Janvier 2024. Sous réserve de modifications.
Mentions légales*Des conditions s’appliquent.
Frais annuels
- Carte principale 150 $
- Carte supplémentaire 0 $
Revenu annuel demandé
- Individuel 60 000 $
- Familial 100 000 $
Frais de conversion
- 0.00 %
Taux d'intérêt
- Achats 20.99 %
- Avances de fonds 22.99 %
- Transfert de solde 22.99 %
Taux d’accumulation
- Épiceries2Points
- Restaurants, bars et livraisons à domicile2Points
- Transports locaux2Points
Récompenses annuelles estimées
- Année 1 1 093 $
- Année 2+ 397 $
Meilleure pour
Partenaires de transfert
- Scène+
Avantages
- Crédit annuel
- Salons VIP
- Concierge
- Wi-Fi
- Crédit pour des voyages
Assurance voyage
Nom de l'assurance
Inclus
Montant
Durée
Assurance Médicale de Voyage
Assurance médicale jusqu'à 54 ans
1 000 000 $
25 jour(s)
Assurance médicale jusqu'à 64 ans
1 000 000 $
25 jour(s)
Assurance médicale 65 ans et plus
1 000 000 $
3 jour(s)
Assurance annulation de voyage
1 500 $
Assurance interruption de voyage
2 500 $
Assurance accident de voyage
500 000 $
Assurance retard de vol
500 $
Assurance retard de bagage
1 000 $
Assurance perte ou vol de bagage
1 000 $
Assurance vol et dommages pour voitures de location
65 000 $
48 jour(s)
Assurance contre le cambriolage à l'hôtel ou au motel
1 000 $
{"main":{"value":"300","welcome_bonus":"Jusqu'\u00e0 40 000 Points","estimated_value":390,"mc_welcome_bonus_amount":"40000","minimum_spending":"1 000 $","minimum_spending_timeframe_months":"3 mois","best_for":[{"term_id":24,"name":"Assurances","slug":"assurances","term_group":0,"term_taxonomy_id":24,"taxonomy":"mc_best_for","description":"","parent":0,"count":10,"filter":"raw"},{"term_id":45,"name":"Divertissements","slug":"divertissements","term_group":0,"term_taxonomy_id":45,"taxonomy":"mc_best_for","description":"","parent":0,"count":12,"filter":"raw"},{"term_id":30,"name":"\u00c9piceries","slug":"epiceries","term_group":0,"term_taxonomy_id":30,"taxonomy":"mc_best_for","description":"","parent":0,"count":63,"filter":"raw"},{"term_id":26,"name":"Salons VIP","slug":"salons","term_group":0,"term_taxonomy_id":26,"taxonomy":"mc_best_for","description":"","parent":0,"count":5,"filter":"raw"},{"term_id":47,"name":"Sans frais de conversion","slug":"sans-frais-conversion","term_group":0,"term_taxonomy_id":47,"taxonomy":"mc_best_for","description":"","parent":0,"count":4,"filter":"raw"},{"term_id":43,"name":"Transports en commun","slug":"transports-commun","term_group":0,"term_taxonomy_id":43,"taxonomy":"mc_best_for","description":"","parent":0,"count":15,"filter":"raw"}],"annual_fee":"150","first_year_fee":true,"loyalty_slug":"scene-plus","card_slug":"carte-visa-infinite-passeport-banque-scotia"},"advantages":{"has_lounge_access":true,"rewards_type":[{"term_id":220,"name":"Aucuns frais de conversion","slug":"aucuns-frais-conversion","term_group":0,"term_taxonomy_id":220,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":5,"filter":"raw"},{"term_id":13,"name":"R\u00e9compenses Voyage","slug":"voyages","term_group":0,"term_taxonomy_id":13,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":64,"filter":"raw"},{"term_id":37,"name":"Remises en argent","slug":"remises-en-argent","term_group":0,"term_taxonomy_id":37,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":75,"filter":"raw"}],"loyalty_program":{"term_id":46,"name":"Sc\u00e8ne+","slug":"scene-plus","term_group":0,"term_taxonomy_id":46,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":5,"filter":"raw"},"rewards_groceries":"2","rewards_gas_stations":"1","rewards_restaurants":"2","rewards_travel":"1","rewards_recurring_payments":"1","rewards_allspending":"1","annual_credit":"","vip_salon":"240","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"0 $","mc_foreign_fee":"0.00%","mc_purchase_rates":"20.99%","mc_cash_advance_rates":"22.99%","mc_balance_transfer_rates":"22.99%","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":true,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":true,"mc_mobile_device_insurance":false,"mc_purchase_protection":true,"mc_extended_warranty":true}}
-
5X les points sur l'épicerie et les restaurants
-
Aucuns frais de conversion
-
Offres Promotionnelles en ligne American Express
En savoir plus
Meilleure carte de crédit pour les familles en 2023
- Obtenez jusqu’à 650 $* en économies et récompenses dans les 12 premiers mois, y compris jusqu’à 40 000 points Scène+ en prime.
- Vous ne payerez plus les frais d’opérations de devises de 2,50 % lorsque vous ferez des achats en devises en ligne ou à l’étranger. Seul le taux de change s’applique.
- Obtenez 6X les points Scène+ sur tous les achats admissibles effectués chez Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry et Co-Op.
- Obtenez 5X les points Scène+ pour chaque 1 $ CA d’achat admissible dans les épiceries, les restaurants, et de divertissements.
- Obtenez 3X les points Scène+ pour chaque 1 $ CA d’achats admissibles d’essence et de transport en commun. Comprend les déplacements en autobus, en métro, en taxi, en covoiturage, et plus encore.
- Obtenez 1 point Scène+ pour chaque 1 $ dépensé sur tous vos autres achats.
*Des conditions s’appliquent.
Frais annuels
- Carte principale 120 $
- Carte supplémentaire 29 $
Revenu annuel demandé
- Individuel 12 000 $
- Familial 12 000 $
Frais de conversion
- 0.00 %
Taux d'intérêt
- Achats 20.99 %
- Avances de fonds 22.99 %
- Transfert de solde 22.99 %
Taux d’accumulation
- Épiceries5Points
- Restaurants, bars et livraisons à domicile5Points
- Divertissement5Points
Récompenses annuelles estimées
- Année 1 861 $
- Année 2+ 461 $
Meilleure pour
Partenaires de transfert
- Scène+
Avantages
- Crédit annuel
- Salons VIP
- Concierge
- Wi-Fi
- Crédit pour des voyages
Assurance voyage
Nom de l'assurance
Inclus
Montant
Durée
Assurance Médicale de Voyage
Assurance médicale jusqu'à 54 ans
1 000 000 $
25 jour(s)
Assurance médicale jusqu'à 64 ans
1 000 000 $
25 jour(s)
Assurance médicale 65 ans et plus
1 000 000 $
3 jour(s)
Assurance annulation de voyage
1 500 $
Assurance interruption de voyage
1 500 $
Assurance accident de voyage
500 000 $
Assurance retard de vol
500 $
Assurance retard de bagage
1 000 $
Assurance perte ou vol de bagage
1 000 $
Assurance vol et dommages pour voitures de location
65 000 $
48 jour(s)
Assurance contre le cambriolage à l'hôtel ou au motel
1 000 $
{"main":{"value":"400","welcome_bonus":"Jusqu'\u00e0 40 000 Points","estimated_value":0,"mc_welcome_bonus_amount":"40000","minimum_spending":"7 500 $","minimum_spending_timeframe_months":"12 mois","best_for":[{"term_id":45,"name":"Divertissements","slug":"divertissements","term_group":0,"term_taxonomy_id":45,"taxonomy":"mc_best_for","description":"","parent":0,"count":12,"filter":"raw"},{"term_id":30,"name":"\u00c9piceries","slug":"epiceries","term_group":0,"term_taxonomy_id":30,"taxonomy":"mc_best_for","description":"","parent":0,"count":63,"filter":"raw"},{"term_id":25,"name":"Repas","slug":"repas","term_group":0,"term_taxonomy_id":25,"taxonomy":"mc_best_for","description":"","parent":0,"count":28,"filter":"raw"},{"term_id":47,"name":"Sans frais de conversion","slug":"sans-frais-conversion","term_group":0,"term_taxonomy_id":47,"taxonomy":"mc_best_for","description":"","parent":0,"count":4,"filter":"raw"}],"annual_fee":"120","first_year_fee":false,"loyalty_slug":"scene-plus","card_slug":"carte-american-express-or-de-banque-scotia"},"advantages":{"has_lounge_access":true,"rewards_type":[{"term_id":220,"name":"Aucuns frais de conversion","slug":"aucuns-frais-conversion","term_group":0,"term_taxonomy_id":220,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":5,"filter":"raw"},{"term_id":13,"name":"R\u00e9compenses Voyage","slug":"voyages","term_group":0,"term_taxonomy_id":13,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":64,"filter":"raw"},{"term_id":37,"name":"Remises en argent","slug":"remises-en-argent","term_group":0,"term_taxonomy_id":37,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":75,"filter":"raw"}],"loyalty_program":{"term_id":46,"name":"Sc\u00e8ne+","slug":"scene-plus","term_group":0,"term_taxonomy_id":46,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":5,"filter":"raw"},"rewards_groceries":"5","rewards_gas_stations":"3","rewards_restaurants":"5","rewards_travel":"1","rewards_recurring_payments":"1","rewards_allspending":"1","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"29 $","mc_foreign_fee":"0.00%","mc_purchase_rates":"20.99%","mc_cash_advance_rates":"22.99%","mc_balance_transfer_rates":"22.99%","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":true,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":true,"mc_mobile_device_insurance":true,"mc_purchase_protection":true,"mc_extended_warranty":true}}
-
Aucuns frais de conversion
-
Acceptée chez Costco
-
Carte prépayée
En savoir plus
- Retraits gratuits à n’importe quel guichet automatique au Canada
- Remise en argent de 0,5 % sur chaque achat
- Obtenez le même excellent taux que pour votre Compte Courant jusqu’à ce que vous dépensiez
- Aucuns frais de change, frais mensuels ou autres frais cachés
Frais annuels
- Carte principale 0 $
- Carte supplémentaire $
Revenu annuel demandé
- Individuel 0 $
- Familial 0 $
Frais de conversion
- %
Taux d'intérêt
- Achats —
- Avances de fonds —
- Transfert de solde —
Taux d’accumulation
- Accumulation: tous les achats0.5%
- Épiceries0.5%
- Essence0.5%
Récompenses annuelles estimées
- Année 1 120 $
- Année 2+ 120 $
Meilleure pour
Partenaires de transfert
- Remises en argent
Avantages
- Crédit annuel
- Salons VIP
- Concierge
- Wi-Fi
- Crédit pour des voyages
Assurance voyage
Nom de l'assurance
Inclus
Montant
Durée
Assurance Médicale de Voyage
Assurance médicale jusqu'à 54 ans
Assurance médicale jusqu'à 64 ans
Assurance médicale 65 ans et plus
Assurance annulation de voyage
Assurance interruption de voyage
Assurance accident de voyage
Assurance retard de vol
Assurance retard de bagage
Assurance perte ou vol de bagage
Assurance vol et dommages pour voitures de location
Assurance contre le cambriolage à l'hôtel ou au motel
{"main":{"value":null,"welcome_bonus":"Aucune prime de bienvenue","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":47,"name":"Sans frais de conversion","slug":"sans-frais-conversion","term_group":0,"term_taxonomy_id":47,"taxonomy":"mc_best_for","description":"","parent":0,"count":4,"filter":"raw"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"remises","card_slug":"carte-banque-eq"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":220,"name":"Aucuns frais de conversion","slug":"aucuns-frais-conversion","term_group":0,"term_taxonomy_id":220,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":5,"filter":"raw"},{"term_id":168,"name":"Pr\u00e9pay\u00e9e","slug":"prepayee","term_group":0,"term_taxonomy_id":168,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":4,"filter":"raw"},{"term_id":37,"name":"Remises en argent","slug":"remises-en-argent","term_group":0,"term_taxonomy_id":37,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":75,"filter":"raw"}],"loyalty_program":{"term_id":36,"name":"Remises en argent","slug":"remises","term_group":0,"term_taxonomy_id":36,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":51,"filter":"raw"},"rewards_groceries":"0.5","rewards_gas_stations":"0.5","rewards_restaurants":"0.5","rewards_travel":"0.5","rewards_recurring_payments":"0.5","rewards_allspending":"0.5","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"","mc_foreign_fee":"","mc_purchase_rates":"","mc_cash_advance_rates":"","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":false,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":false,"mc_extended_warranty":false}}
Carte de crédit